Anti-Money Laundering System

Anti-Money Laundering (AML) is a critical financial practice that safeguards businesses and institutions from being unwittingly involved in illegal financial activities. AML regulations and techniques are constantly evolving to combat money laundering effectively and to maintain the integrity of the global financial system.
Staying current with AML developments is crucial for any business that aims to operate ethically and securely in the financial sector. By staying informed about AML regulations and best practices, businesses can protect themselves, their customers, and the broader financial system from the detrimental effects of money laundering.
VINNOTEC solution is designed to provide a simple to deploy, low operating cost and highly effective solution for banks and financial institutions to comply with these regulations and fulfil these requirements.
VINNOTEC AML solution is developed based on a data warehouse which enables the software to provide a variety of reporting and analytic capabilities. To load the data warehouse with data, there is a standalone ETL module which provides the ability to get data from any source with any format.
By incorporating VINNOTEC AML solutions into your risk management strategy, you're taking a significant step towards a safer and more compliant financial environment. These solutions are an integral part of modern financial institutions, ensuring that your business operates ethically and securely.
AML is vital for several reasons
Why VINNOTEC AML Solution? / Benefits of Our AML Solutions

VINNOTEC AML practices have been greatly enhanced by technology, including Artificial Intelligence and Machine Learning. These technologies help in the automation of transaction monitoring and the detection of complex patterns that may indicate money laundering.

VINNOTEC AML solution is not static; it continuously evolves to address new challenges and adapt to changing financial landscapes. For the most up-to-date information on AML practices and regulations, it’s essential to consult the latest industry reports and legal sources

The automation of AML processes improves efficiency, enabling your team to focus on higher-value tasks. VINNOTEC AML solutions help in reducing the risk of money laundering activities within your organization, protecting your reputation and financial stability.

  • Risk-based Approach
  • AI-Powered


In the fight against financial crimes, having the right information at the right time is paramount. Our AML system leverages cutting-edge data analytics to uncover hidden patterns, detect anomalies, and flag potential risks in real-time. By analyzing vast volumes of data, it provides a comprehensive view of customer transactions, helping you make more informed decisions. With our data-driven AML solution, you gain the upper hand in identifying and preventing money laundering.

 – Unified Data Image (Consolidated/Aggregated)
– Entity-Driven / 360° view

By automating compliance processes, these solutions ensure that your business adheres to the latest AML regulations and standards. Compliance with stringent financial regulations is non-negotiable. It’s equipped to seamlessly adapt to changing regulatory requirements, helping you avoid costly penalties and maintain trust with regulators. With our solution, you can navigate the complex regulatory landscape with ease, ensuring that your institution remains fully compliant and reputable

AML solutions help in maintaining the security and integrity of your financial operations. We employ cutting-edge technology to protect your institution from the ever-evolving landscape of financial crimes. With our solution, you can be confident that your assets and transactions are shielded from potential threats, ensuring a safer and more secure financial environment

In a world where financial crimes are becoming increasingly sophisticated, having a clear view of your transactions is crucial. Our AML system is designed to bring transparency to your operations, enabling you to trace funds, monitor financial flows, and understand the true nature of transactions. By enhancing financial transparency, we empower you to comply with regulations and gain a deeper understanding of your financial ecosystem. With our AML solution, transparency becomes your most potent tool against illicit financial activities, ensuring a more accountable and secure financial environment

In today’s ever-evolving regulatory landscape, adaptability is key. Our AML system is designed to seamlessly adjust to changing compliance requirements, making it a reliable choice for financial institutions. Whether you’re a local bank or a global financial player, our flexible AML solution ensures that you stay ahead of the curve, identifying and mitigating risks while remaining compliant with regulations, no matter how they evolve



Reduction Cost of Parameter Calibration

Reduction in Number of Alerts

Improving the Rate of FP

VINNOTEC AML System Architecture

The VINNOTEC AML is designed with a modular approach and each layer of this software consists of independent modules.

The main modules include

CTR (Cover transaction report)

• Detecting Covered Transactions
• Daily generation of CT report with option
to add, edit, and delete records prior to submission
• Maker/Checker Workflow
• Whitelisting/ Exemption for non-reportable transactions

Customer Risk Profiling

• Customer Due Diligence (CDD)
• Know Your Customer (KYC)
• Calculating inherited and residual risk for customers
• Onboarding Customer
• Ongoing risk profiling
• Providing risk information of customers during on-boarding process

Watchlist screening

• International and local Watch list screening related to AML
• Upload of watch list files (e.g. OFAC, Al-Qaeda, Internal High Risk, FATF, FACTA, PEP)
• Watch list Dashboard
• Internal Watch list
• Watch list Automatic/Manual Update
• Watch list screening

STR (Suspicious transaction report)

• Collecting STR instances from different units of bank
• Generating STR instances using Alert module
• Generating STR instances by data inquiry
• STR Dashboard
• STR approval workflow

Alert Module

• Generating alerts based on detection rules and parameters
• Artificial Intelligence and data mining techniques
• Structures and Consolidated transactional analysis for alert generation
• Alert Profile
• Whitelisting or exemptions for certain clients with work flow
• Dashboard for alert monitoring with aging and alert review

Other main highlights of the VINNOTEC AML system are as follows